I sell digital products and templates through montebellostudio.com. All products are delivered digitally, and access is granted upon payment.
1. Payment Plans
If you choose a monthly installment plan:
- You are legally required to complete all remaining payments.
- You authorize me and any third-party payment processor to automatically charge your credit or debit card according to your plan.
- If a payment method is declined, you must provide a new valid payment method promptly, or access to the digital product will be removed.
- Payments may not be canceled or voided. A $35 late fee applies if a payment is not received within 3 days of the due date.
- If payments are more than 30 days late, the remaining balance becomes due immediately. If delinquent for 45 days or more, the balance may be submitted for collections.
2. Refunds
Due to the nature of digital file delivery, all sales are final, including those purchased via payment plans. No returns or refunds are provided.
3. Exchanges
Because digital products are delivered electronically, exchanges are not available.